A Simpler Way to Shop for Health Insurance

Health Insurance for Individuals and Small Business

We guide families, individuals, and small businesses to the right health insurance plan with clarity and ease

Health

Dental

Vision

Choosing a health plan shouldn’t feel like a guessing game.

We Don’t Sell Plans, We Help You Understand Them

There are too many plans and not enough clear guidance. We simplify the Insurance Buying Process

Over 29 Years of Experience

Decades of expertise, focused on your peace of mind.

Over 30 Years of Experience

Modern Insurance

Modern Insurance is an independent agency in Milford, CT, specializing in health plans for individuals, families, and small businesses. We guide clients through their options, including AccessHealthCT marketplace plans, and explain the pros and cons of each.

With appointments with every major carrier in Connecticut, we provide expert advice at no cost to you.

Our Services

Health Coverage Solutions for Every Need

Individual Health

Find the right plan for you with expert guidance

Group Health

Support your team with affordable, tailored coverage for small businesses.

Vision Insurance

Protect your eyesight with flexible vision coverage options.

Dental Insurance

Access quality dental plans that keep you and your family smiling.

Here’s How We Make It Simple

A Clear Plan to Coverage That Works for You

From your first call to your final choice, we’re here to make every step easier — no pressure, just real support from real people.

01. Schedule A Free Call

Book a quick call to talk through your needs with a licensed expert.

02. Get Expert Guidance

We’ll walk you through your options and explain each plan clearly.

03. Get Covered with Confidence

Choose a plan that fits; no pressure, no confusion.

Trusted by Real People

What Peace of Mind Sounds Like

Hear firsthand how Modern Insurance delivers peace of mind, personalized service, and real results.

Brendan Ruberry
Google Review
Jesse is the best. My case was nearly hopeless when he took it up, but he knew every lever to pull, every button to push, to try to get the outcome we wanted. And in the end, we were successful. He is the consummate insurance professional and exactly the person you want handling your case. Can't rate him highly enough!
Ladan Hamdheydari
Google Review
I have been working with Jesse for the past 5-6 years and he has never let me down. With ever changing insurance policies and job changes he is the most expert. efficient, professional and kindest person to work with. I am grateful to know him.
Kristine Devine
Google Review
I have been going to Jesse McDonald every year recently to renew my health insurance. He goes above and beyond to answer every question. Jesse always make sure you understand your insurance fully, and is very confident in his decision making. I highly recommend him to everyone.

Answers at Your Fingertips

Frequently Asked Questions

Get quick, clear answers to the most common questions about health insurance and how we can help.

 No, using an independent broker like Modern Insurance does not increase the cost of your health plan. Our services are provided at no cost to you.

We help individuals, families, and small businesses explore a range of plans, including options from all major carriers in Connecticut and those available through AccessHealthCT.

 Yes, we’re very familiar with AccessHealthCT and can walk you through all marketplace options to help you find the best fit.

Simply schedule a free consultation. We’ll talk through your needs, review available plans, and help you make a confident decision.

 Yes, we specialize in the Connecticut health insurance market and focus exclusively on helping residents and businesses in the state.

Absolutely. We have deep experience helping self-employed individuals find the right coverage based on their unique needs and income.

Ready to get started?

Schedule a free consultation with our team and let’s make things happen!

Get My Coverage

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